Candi Peek - Reno Realtor Specializing in Home Sales in Nevada (775) 742-4796

Kitchen Remodel: Before and After Pictures

cpeek — Sun, 19 Aug 2012 19:44:16 +0000

Remodeling My Lake Tahoe Home | Construction Phase

cpeek — Sun, 13 Nov 2011 19:20:25 +0000

My husband and I just purchased a new home in Incline Village (Lake Tahoe)!

It’s a beautiful home that we got for a steal, knowing there’s quite a bit of work we need to do on it. The value of the home, in this Tahoe neighborhood, is over $1.1 million. We bought this bank-owned property – after searching for months – for $725,000.

There are a lot of great deals on the market right now, some of which require a lot of work. But with the right approach, your next new house can easily become your dream home. All it takes is patience, a vision of the end result, and simple working phases to make it all possible.

Remodeling my Lake Tahoe Home | Fireplace

cpeek — Sun, 13 Nov 2011 19:19:51 +0000

Fireplace in progress

Featured Listing | Beautiful Single Family Home in Reno

cpeek — Sat, 08 Oct 2011 20:31:52 +0000

This single family home in west Reno is just gorgeous. It features four bedrooms, three baths, 3,500+ sq. ft., and a three car garage.

It’s perfect for families because it has two separate living areas – one for adults and one for the kids. The home has hardwood floors, newer kitchen and baths, as well as newer carpet.

This home is zoned for one of the best school districts in Reno. The schools include Roy Gomm Middle School and Reno High School. Plus, this home sites on a half acre! Lots of space for the family to play and grow.

For a virtual tour and more information on this property, please visit http://www.80rimfirecircle.com/.

Your Front Door

cpeek — Mon, 20 Jun 2011 17:30:49 +0000

Your front Door: create an entry that makes an impressive impact.

The Tile as you approached this front door had become dull and stained

We replaced only the trim with 1.99 tiles from a local home improvement store.

And buffed out the existing tile. The end result, a Beautiful Entry.

Breakfast nook: before and after

cpeek — Wed, 15 Jun 2011 20:52:11 +0000

Small pictures in a small space don’t work well. It gives the feeling that the space is much smaller that it really is.

Before

Larger pictures actually make the space appear larger. Filling up the corner space in the Wall makes it all run together nicely. A clean put together area becomes very inviting.

After

What Buyers Look for Before Buying

cpeek — Thu, 05 May 2011 22:05:08 +0000

Are you selling your home and looking for insight into what buyers look for before making a home purchase? Take a look at 10 Things That Make Buyers Bite.

A Nice Entry
Hardwood Floors
Fabulous Fixtures
Beautiful Baths
Counter tops
Stainless Steel Appliances
Organization
Lighting
Built Ins
Green Landscaping

10 Things That Make Buyers Bite
By FrontDoor.com | Published: 11/01/2007

Lender Checklist: What You Need for a Mortgage

cpeek — Tue, 03 May 2011 21:14:54 +0000

W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan.
Copies of at least one pay stub for each person signing the loan.
Account numbers of all your credit cards and the amounts for any outstanding balances.
Copies of two to four months of bank or credit union statements for both checking and savings accounts.
Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.
Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
Copies of your most recent 401(k) or other retirement account statement.
Documentation to verify additional income, such as child support or a pension.
Copies of personal tax forms for the last two to three years.

5 Factors That Decide Your Credit Score

cpeek — Tue, 03 May 2011 21:10:29 +0000

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.
How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.
The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer’s oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years.
How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly.
The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example.

For more on evaluating and understanding your credit score, visit www.myfico.com.

How Big of a Mortgage Can I Afford?

cpeek — Tue, 03 May 2011 21:04:44 +0000

Not only does owning a home give you a haven for yourself and your family, it also makes great financial sense because of the tax benefits — which you can’t take advantage of when paying rent.

The following calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, too. Based on your current rent, use this calculation to figure out how much mortgage you can afford.

Rent: _________________________

Multiplier: x 1.32

Mortgage payment: _________________________

Because of tax deductions, you can make a mortgage payment — including taxes and insurance — that is approximately one-third larger than your current rent payment and end up with the same amount of income.

For more help, use Fannie Mae’s online mortgage calculators.